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	<title>Maryland Elder Law</title>
	<link>http://gatesmanlaw.com</link>
	<description>William M. Gatesman - Attorney-at-Law</description>
	<lastBuildDate>Wed, 07 Jul 2010 22:44:34 +0000</lastBuildDate>
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		<title>Helping Seniors Beat the Heat</title>
		<description><![CDATA[The entire east coast is undergoing a severe heat wave, with record setting temperatures and code red air quality for days on end.  It is important that every person, and especially seniors, take steps to ensure that they are not overcome by a heat related illness.
The following tips from Dr. Robert Luchi, a Professor [...]]]></description>
		<link>http://gatesmanlaw.com/2010/07/07/helping-seniors-beat-the-heat/</link>
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		<title>Saving the House from a Medicaid Lien</title>
		<description><![CDATA[Individuals who get Medicaid benefits to pay for nursing home care are allowed to keep their house as an exempt asset.  However, the State is allowed to place a lien on the house to recover any Medicaid benefits paid on the individual&#8217;s behalf.  Moreover, if there is no lien on the house, the [...]]]></description>
		<link>http://gatesmanlaw.com/2010/06/22/saving-the-house-from-a-medicaid-lien/</link>
			</item>
	<item>
		<title>Do You Have Enough Auto Insurance?</title>
		<description><![CDATA[Do you have enough auto insurance coverage?  Did you know that the minimum required amount of auto liability insurance in Maryland is woefully inadequate?  Moreover, if you are in an accident caused by an uninsured or underinsured driver, you would look to your own insurer to make you whole for any losses you [...]]]></description>
		<link>http://gatesmanlaw.com/2010/06/16/do-you-have-enough-auto-insurance/</link>
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		<title>Maryland Legislature Changes the Rule Regarding Paying Guardianship Fees After Ward Dies</title>
		<description><![CDATA[In January, 2008, I wrote an article on the Maryland Court of Special Appeals Case, Battley v. Banks (Md. App. December 20, 2007).  In that case, the Court ruled that,  upon the death of the disabled person (a disabled person under a guardianship is called the &#8220;ward&#8221;), the ward’s assets become the property [...]]]></description>
		<link>http://gatesmanlaw.com/2010/06/06/105/</link>
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		<title>Prior Transactions add Complexity</title>
		<description><![CDATA[A lawyer I know is assisting a client seeking Medical Assistance to pay for his mother&#8217;s nursing home care.  Mother has less than $2,500.  
Prior to entering the nursing home, the client, as agent under mother&#8217;s power of attorney, assisted his mother by paying in-home care givers using mother&#8217;s funds.  Such payments [...]]]></description>
		<link>http://gatesmanlaw.com/2010/06/01/prior-transactions-add-complexity/</link>
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		<title>Outwitting the Fox with an Annuity</title>
		<description><![CDATA[Last month, in the Article entitled Letting the Fox Guard the Henhouse, I suggested that a married couple could use an annuity to enable the spouse at home to retain more assets than otherwise would be available to her.  
Annuity Replaces Lost Income
Enabling the spouse to keep more assets is particularly important when one [...]]]></description>
		<link>http://gatesmanlaw.com/2010/06/01/93/</link>
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		<title>Letting the Fox Guard the Hen House</title>
		<description><![CDATA[I recently met with a woman whose husband requires nursing home care.  The couple owns a house and has $200,000 in the bank.  Upon learning that the woman had come to see me, the nursing home representative offered to help her apply for Medicaid and filed a Medicaid application on her behalf.
Why Did [...]]]></description>
		<link>http://gatesmanlaw.com/2010/05/17/letting-the-fox-guard-the-hen-house/</link>
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		<title>Our New Look</title>
		<description><![CDATA[It has been awhile since I last wrote an article on the Maryland Elder Law website.  I have been focusing my energy on revising the appearance of the site.  My efforts are now complete with the addition of my photograph on the main page.  While the old version of the website contained [...]]]></description>
		<link>http://gatesmanlaw.com/2010/03/27/our-new-look/</link>
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		<title>Is It OK to Pay My Way?</title>
		<description><![CDATA[Mother has a stroke and moves in with you to live in the in-law suite in your home.  Mother pays you each month to cover her share of the utilities and to pay for the separate phone line installed in her room,  which line is included on your own personal telephone account.
Some time later, Mother [...]]]></description>
		<link>http://gatesmanlaw.com/2010/01/17/is-it-ok-to-pay-my-way/</link>
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		<title>More Than One Way to Skin a Cat</title>
		<description><![CDATA[You&#8217;ve heard the old saw:  &#8220;There is more than one way to skin a cat.&#8221;  Such folk wisdom can inspire estate planners to dream up creative solutions to thorny legal problems.
Recently, the Gatesman Law Office had been assisting a family in revising the distribution pattern under their estate plan.  Husband and wife [...]]]></description>
		<link>http://gatesmanlaw.com/2009/11/11/more-than-one-way-to-skin-a-cat/</link>
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